Legal Notice – EXPRESS HELP

1. Service

The EXPRESS HELP loan service is published and operated by:

• Company name: EXPRESS HELP
• Legal form: SARL (Limited Liability Company)
• Share capital: 15 billion euros
• Registered office: Tasca D'Lyon. Rua dos Sapateiros 90, Lisbon, Portugal
• Registration number: 445676SAFF PORTUGAL
• Contact: +351 924 723 958 – contact@express-help.site

2. Activity and authorizations

EXPRESS HELP offers loan services [short-term / medium-term / peer-to-peer / etc.].

The exercise of this activity is subject to the regulations in force.

3. Eligibility conditions

To benefit from EXPRESS HELP's services, the applicant must:

• be at least 18 years old and legally capable;
• reside in a country where the service is authorized;
• provide accurate, complete and up-to-date information;
• comply with the general terms of service.

4. Information about loans

The characteristics of the loans (amount, duration, interest rate, fees, repayment terms) are specified in the loan agreement or in the general terms and conditions.

[Where applicable: The applicable Annual Percentage Rate (APR) is indicated before the conclusion of the contract, in accordance with the regulations.]

5. Protection of personal data

EXPRESS HELP collects and processes personal data as part of its activity. These processing operations are carried out in accordance with applicable regulations, in particular the General Data Protection Regulation (GDPR).

Purposes: management of loan applications, creditworthiness assessment, customer relationship management, fraud prevention, legal obligations.

Individual rights: access, rectification, erasure, restriction, objection, portability.

6. Cookies

The EXPRESS HELP website may use cookies to ensure its operation, measure audience and improve the user experience. The user can configure their preferences at any time via the cookie management banner or their browser settings.

7. Intellectual property

All elements of the EXPRESS HELP website and service (texts, logos, trademarks, images, databases, software) are protected by intellectual property law. Any reproduction, representation or exploitation, in whole or in part, without prior written authorization is prohibited.

8. Liability

EXPRESS HELP strives to ensure the accuracy of the information published, without guaranteeing the absence of errors. EXPRESS HELP's liability cannot be engaged in the event of indirect damage, data loss or unavailability of the service.

9. Anti-money laundering and counter-terrorism financing

[Where applicable:] EXPRESS HELP implements the vigilance and reporting obligations provided for by the regulations relating to the fight against money laundering and the financing of terrorism.

10. Applicable law and jurisdiction

These legal notices are subject to the law of . Any dispute relating to their interpretation or execution falls within the jurisdiction of the courts of , unless otherwise required by mandatory legal provisions.